Buying a house is a strange thing

It is a huge purchase but everything has to move so quickly. You have to quickly make an offer on your dream house before someone else takes it. You also have to move quickly once you have a contract.

I am a local mortgage broker serving Omaha, Papillion, La Vista, Bellevue, and all of eastern Nebraska. If you have questions on the Omaha housing market I’m happy to have a conversation with you.

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Tracking Down Documents Can Be a Pain

When I bought a house I was my own worst client. I would wait days before getting that bank statement that was needed. I took forever to get last year’s tax returns. All the things I tell others not to do I did so I certainly get it.

We May Come Back to You Several Times for Documents

It is still an unfortunate reality of home lending that there is a lot of documentation and more documentation means more to review and possibly create more needed documents. Even good loan officers (like us!) do not always get everything the first time around.

It is Important to Move Quickly

There is usually about 3 to 4 weeks between a contract and the closing and for that entire time, my team and I will be that annoying friend who keeps calling you and asking you to do stuff. Trust us it is all for your benefit. The sooner you get the documents we need (we ask that you have them back in 48 hours) the smoother and more enjoyable buying a home is going to be.

We get it. You want a house, not a mortgage. We love seeing buyers excited at closing. If you look defeated and exhausted by the process, we feel like we have not done our jobs to their fullest. There may be times when we seem a bit annoying, but trust that we are on your side. Now let’s get you a home!

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Other useful links

• How to improve your credit
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• How is income calculated?
• Why your assets matter
• Mortgage Calculator
• Is Credit Karma accurate?
• FHA vs Conventional, which is better?

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