https://youtu.be/wRb2qK0RkDU There is no set definition about what is considered pre-qualified and what is considered pre-approved. I have my own definition: Pre-Qualified - application completed and credit checked Pre-Approved - application completed, credit checked, and income/asset documents reviewed Lenders…
Are you considering adding contingencies to an offer you’re submitting? The real estate market is hot right now, and bidding wars are the norm in many parts of the country. For buyers, that means more competition — as well as less…
What’s Up with Real Estate for the week ending Friday, March 17, 2023 I am a local mortgage broker serving Omaha, Papillion, Bellevue, La Vista, and all of eastern Nebraska. If you need help finding a local realtor or qualifying for…
A little can go a long way to attracting a potential buyer Spring is one of the most popular selling seasons – and it’s right around the corner. Are you preparing to sell your house? You don’t just want to sell…
Freddie Mac is offering discounted rates and possibly $1250 to $2500 in grants (no strings attached) to buyers that fit into their income-based program. This is based on the income used to qualify so there is a lot of flexibility…
If you are active military or a veteran, you may qualify for a VA Home Loan (with a few pieces of information, I can check for you). A VA home loan is a government benefit to current and former military…
There are some really great low-down payment options out there for first-time home buyers. With as little as 3% down, you can get a house with, depending on income, a discounted rate and possibly some credits from the government to…
Nebraska homebuyers, take the time to know those organizations supported or sponsored by HUD that administer housing counseling services. No matter where you are in the home-buying process, you can reach out to a professional housing counselor through the U.S.…
Looking to buy your first home? Some good news awaits you! Fannie Mae and Freddie Mac have released some great incentives for first-time home buyers and other buyers who fit into their income limits. These include discounted rates and possibly…
Credit is the biggest determining factor for your interest rate The better the credit the better your mortgage interest rate. In the video, I do a quick overview of how that works and what options you have if your credit…
